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Bills lesson plan and resources for KS3 citizenship/financial education

Key Stage



Years 7-9


The teaching aims of these two lessons is to explain the main areas of expenditure that can be incurred by an average household and that living independently means managing finances and dealing with the possible complications, to give an insight into how bills and expenses function and the consequences of not keeping your finances in order, to encourage students to shop around for the best deals from service/utility providers and to explain the consequences of non-payment of bills and debt.


Students will be able to identify different costs/expenditures that need to be addressed, understand the difference between essential spending and non-essential spending, understand the importance of budgeting and the potential consequences of not, recognise the importance of shopping around for the best deals.

This resource includes:

  • 2 x lesson plans PDF
  • Activities PDF
  • PowerPoint presentation
  • 3 x handout PDFs

Make Money Make Sense has been developed by Eastbourne Citizens Advice Bureau and East Sussex Trading Standards, providing teachers with all they need to teach the financial literacy aspects of the citizenship curriculum. Download more of its resources here or on its website at

Bills lesson plan and resources for KS3 citizenship/financial education

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